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Thread: Banke u Crnoj Gori

  1. #5376
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    Quote Originally Posted by Sale View Post
    Naravno. I u avionu. Za express transit (NY, London…) moze da radi i kada je telefon u power reserve

    I glavna prednost je to sto nema kucanja PIN-a za bilo koji iznos. A tek placanje preko sata…

    Evo i zvanicno https://www.hipotekarnabanka.com/apple-pay
    OK, posto mislim da ova rjesenja/aplikacije banaka za android i beskontaktno placanje ne mogu bez interneta
    two things are infinite:
    the universe and human stupidity;
    and I'm not sure about the universe

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    Quote Originally Posted by jakov_ct View Post
    OK, posto mislim da ova rjesenja/aplikacije banaka za android i beskontaktno placanje ne mogu bez interneta
    Da li je potrebna internet konekcija da bi Apple Pay usluga funkcionisala?
    Ne, ne morate biti povezani na internet da biste koristili Apple Pay.
    Isto važi i za moj novčanik jer telefon sa POS terminalom komunicira preko NFC-a koji nije zavisan od internet konekcie.
    Loše stvari dolaze u paketu, za dobre stvari treba vremena.

  3. #5378
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    Addiko banka, stambeni kredit na 20 godina, od 2016-te god.
    Kamata 5% + 1% Euribor.
    Sad je povećana rata +20€.
    Ne daju prelazak na fixnu kamatnu stopu.
    Nude Ugovor na 2 god da pristanem na trenutnu ratu (+20€).
    Dal to da potpišem ili da ostavim ovako?
    U Ugovoru mi piše da je Euribor limitiran na 2.

  4. #5379
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    Pređi u drugu banku na fiksnu.
    You'll Never Smoke Alone..

  5. #5380
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    Prošlo je skoro 7 godina, taman vrnuli kamatu, sad glavnica ide.
    Mislim da bi glupo bilo...

  6. #5381
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    Danas si onda dosa do limita, 2.009% je bio, ne znam kako si za 6 godina otplatio svu kamatu

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    two things are infinite:
    the universe and human stupidity;
    and I'm not sure about the universe

  7. #5382
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    Quote Originally Posted by jakov_ct View Post
    Danas si onda dosa do limita, 2.009% je bio, ne znam kako si za 6 godina otplatio svu kamatu

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    Mislio sam na ono što uzima banka preko glavnice.
    Baš ne znam što mi je činjet.

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    Ako ti je ugovorom limitiran na 2%, zasto bi sada uzimao negdje drugo kredit, prolazio papirologiju citavu, placao naknadu za obradu kredita, itd....?
    Da si htio, mogao si na fixnu povoljnije u prethodnim godinama, pa opet to nisi radio

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    Pa nije baš puno povoljnije a i qtara ogromna.
    3.99% je imala Erste (ali to je krupnim slovima).
    Sad je skoro 5% kod svakog.
    Da sam znao da će 3:3 Inter i Barsa igrat uplatio bih 1000€ na to ali jbg...

  10. #5385
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    I ja dodah prije neki dan HB karticu , kakvo olaksanje . Malo furacki na kasu izgleda kad platis telefonom posebno one starije gospodje ono gledaju wtf . Ali je bas bas korisno . Josh samo da oce i mrcena NLB ubacit ovo


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  12. #5386
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    Quote Originally Posted by jokaš View Post
    Addiko banka, stambeni kredit na 20 godina, od 2016-te god.
    Kamata 5% + 1% Euribor.
    Sad je povećana rata +20€.
    Ne daju prelazak na fixnu kamatnu stopu.
    Nude Ugovor na 2 god da pristanem na trenutnu ratu (+20€).
    Dal to da potpišem ili da ostavim ovako?
    U Ugovoru mi piše da je Euribor limitiran na 2.
    Je li ti ugovor sa limitiranim rastom EURIBOR-a?Ako jeste, onda ti ne može kamata biti veća od 7%. Ako ti je sadašnja kamata manja od 7% onda slobodno prihvati to na 2 godine.
    Ako nije limitiran EURIBOR isto prihvati.

    Refinansiranje kod druge banke ti je naknada za odobrenje oko 100 do 150 eura, polisa osiguranja nekretnine oko 100 eura i notar i katastar minimum 200€.
    Pitanje je koju fixnu kamatu danas možeš dobiti po bankama. Ispod 5% mislim da danas jako teško možeš dobiti.
    Loše stvari dolaze u paketu, za dobre stvari treba vremena.

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    Quote Originally Posted by Stivi View Post
    I ja dodah prije neki dan HB karticu , kakvo olaksanje . Malo furacki na kasu izgleda kad platis telefonom posebno one starije gospodje ono gledaju wtf . Ali je bas bas korisno . Josh samo da oce i mrcena NLB ubacit ovo


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    Imas NLB pay

    Sent from my SM-A528B using Tapatalk
    two things are infinite:
    the universe and human stupidity;
    and I'm not sure about the universe

  14. #5388
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    Fixne kamatne stope u ovom trenutku su od 5.5% u neke banke cak krecu i od 5.7% u najboljem slucaju …


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  15. #5389
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    Quote Originally Posted by jakov_ct View Post
    Imas NLB pay

    Sent from my SM-A528B using Tapatalk
    Nisam uspio naci app za iphone


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    " If you love something let it go, if it comes back to you it's yours. If it doesn't, it never was."

  16. #5390
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    Quote Originally Posted by jakov_ct View Post
    Imas NLB pay

    Sent from my SM-A528B using Tapatalk
    Radi samo na android i za sad nlb nema u planu u skorije vrijeme da pripremi varijantu za ios


    Sent from my iPhone using Tapatalk

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    Zna li neko salje li koja banka izvode na engleskom jeziku na zahtjev?

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    Quote Originally Posted by Brent1986 View Post
    Zna li neko salje li koja banka izvode na engleskom jeziku na zahtjev?
    Niti jedna.
    Preostaje ti dobar PDF editor da to skockaš.

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  20. #5393
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    Koja je banka najpristupačnija za penzonere? Tj samo za odrzavanje racuna bez visa i ostalih usluga?

    Sent from my Poco X3 Pro using Tapatalk

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    Koja banka u Crnoj gori daje kartice koje su vezane za devizni racun?Pitala sam u Prvoj,Ckb,Hipotekarnoj,kazu da ne izdaju kartice koje su vezane za devizni racun,nego samo za tekuci.

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    Quote Originally Posted by KozaNaStiklama View Post
    Koja banka u Crnoj gori daje kartice koje su vezane za devizni racun?Pitala sam u Prvoj,Ckb,Hipotekarnoj,kazu da ne izdaju kartice koje su vezane za devizni racun,nego samo za tekuci.
    Nisam siguran da ti je to moguce uopste

  23. #5396
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    Uzmes ebanking pa prebacas sa deviznog na domaci. Jes da nije bas to sto trazis ali imas neko resenje.

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    Quote Originally Posted by miovrag View Post
    Koja je banka najpristupačnija za penzonere? Tj samo za odrzavanje racuna bez visa i ostalih usluga?

    Sent from my Poco X3 Pro using Tapatalk
    Mozda Erste

    https://www.erstebank.me/sr_ME/stano...-u-valuti-euro

  25. #5398
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    Quote Originally Posted by KozaNaStiklama View Post
    Koja banka u Crnoj gori daje kartice koje su vezane za devizni racun?Pitala sam u Prvoj,Ckb,Hipotekarnoj,kazu da ne izdaju kartice koje su vezane za devizni racun,nego samo za tekuci.
    Nijedna.
    Loše stvari dolaze u paketu, za dobre stvari treba vremena.

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    U kojoj je banci najpovoljnije ostaviti novac na orocenu stednju, dje je nabolja godisnja kamata ?
    Za sad znam za Prvu da je 2,5% i u Ziraat 1,75%.

  27. #5400
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    Ne bi u Prvu stavio pa da je 10%

    Sent from my phone

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