Samo gledam kako se lokal za lokalom prazni i stavlja na vrata "izdaje se".
Ne izgleda dobro nikako.
Samo gledam kako se lokal za lokalom prazni i stavlja na vrata "izdaje se".
Ne izgleda dobro nikako.
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Do Not Disturb.
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Bio sam nekoliko dana poslom u Pljevljima i BP. Pa se nekoliko puta provezoh kroz Platije. Nijedan restoran ne radi uz put. Rekoh da nije zatvoren MK ili Kolasin pa ne rade one drumske kafane. Juce bas pogledah koji su gradovi zatvoreni i samo je ocigledan manjak posla razlog zatvaranja.
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Last edited by Hell Raiser; 02-11-20 at 06:54.
Jer su to utuzenja stara preko 6 mjeseci a najcesce godinu. Niko nece da ceka da vidi hoce li neko da posalje firmu u stecaj i da se pozdravi sa parama. Svi nedje su na ivici strpljenja sa parama. I nisu to dugovi od mjesec dana, vec je svaki oko 6 mjeseci do godinu
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ima ih i kracih. bar ove sto sam ja vidjela.
drugo, drugarica oce neki jorgan da kupi, podji na sajt studio moderne, nicega na stanju nema. majka oce usisivac kao moj iz beka, podji na sajt, 2 usivaca samo i ostalo oni parocistaci sa stopom i drskom. zadnjih dana masu firmi pootvaralo instagram profil, sve vise givaveja u cilju reklame... podji u nas diskont na tegle kiśele, 2,3 brenda, podravke i vitaminke nidje.
odlicno je to kako ce bit.
nothing comes from violence and nothing ever could
S obzirom da je ovaj ekonomski tigar bazirao poslovanje na trampi iliti kompenzaciji a da je vecina poslovanja se svodilo na placanje kad mozes i koliko imas, ovo nam je samo napravilo presjek stanja.
Interni dugovi CG firmi na prinudnoj naplati ili kroz stecaj su 800 miliona i vecina nenaplativa.
Kako je trazenje avansa ili bankarske garancije pocelo da se trazi naveliko, mislim da ce se brzo ovo spiralno sunovratiti.
Jer su ovako poslovali sa prometom od 5 eura kao i oni sa prometom od milion
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Čisto da imate kratki pregled to je COVID-19 uradio od ekonomije svih zemalja.
https://www.ft.com/content/18527e0c-...b-c26c3680c8ad
Loše stvari dolaze u paketu, za dobre stvari treba vremena.
Probaj 2-3 refreshprođe nekad. Svakako evo teksta.
Pandemic fuels global ‘debt tsunami’
Governments and companies took on $15tn more borrowing in first nine months of 2020, says IIF
Global debt rose at an unprecedented pace in the first nine months of the year as governments and companies embarked on a “debt tsunami” in the face of the coronavirus crisis, according to new research.The pace of debt accumulation will leave the global economy struggling to reduce borrowing in the future without “significant adverse implications for economic activity”, the Institute of International Finance warned on Wednesday.The total level of global indebtedness has increased by $15tn this year, leaving it on track to exceed $277tn in 2020, said the IIF, which represents financial institutions. It expects total debt to reach 365 per cent of global gross domestic product by the end of the year, surging from 320 per cent at the end of 2019.Debt burdens are especially onerous in emerging markets, having risen by 26 percentage points so far this year to approach 250 per cent of GDP, the IIF said. The share of EM governments’ revenues spent on repayments has also risen sharply this year, according to IIF data.This week Zambia became the sixth developing country to default or restructure debts in 2020. More defaults are expected as the cost of the pandemic mounts.The G20 group of the world’s largest economies has launched an initiative that has so far allowed 46 of the world’s poorest countries to delay about $5bn in debt repayments due this year. They are also edging towards unlocking additional IMF funds for poorer nations.But analysts said more action was needed to fend off the rising risk of a fiscal crisis in a large number of developing countries.
Luis Oganes, head of emerging market research at JPMorgan, said emerging economies ran the risk of rising inflation if they sought to monetise debt by buying their own bonds, as some have done this year, or of deflation if they allowed debts to rise too far.“High debt levels will lead to zombie banks and zombie companies that constrain growth,” he said.Since the start of the pandemic, leading central banks have cut interest rates and pumped monetary stimulus into the world economy, which has helped to lower borrowing costs worldwide. Despite this, collapsing tax revenues have made emerging market debts much harder to service.Some $7tn of debt will have to be repaid by borrowers in emerging markets between now and the end of next year, according to IIF estimates, of which about 15 per cent is in US dollars, exposing debtors to the risk of currency fluctuations.
Emre Tiftik, IIF director of sustainability research, said debt levels had risen much faster than anticipated at the start of the crisis.From 2016 to the end of September, global debt rose by $52tn; that compares with an increase of $6tn between 2012 and 2016. The pace of growth in global GDP changed little over that period until the onset of the pandemic triggered a historic recession.The change in debt — without a corresponding change in the pace of output growth — “suggests we are seeing a significant reduction in the GDP-generating capacity of debt”, Mr Tiftik said. “Aggressive support measures will be with us for some time and will inevitably increase debt significantly.”The rise in emerging market debt was driven by a surge in non-financial corporate debt in China, bringing total emerging market indebtedness to $76tn. Excluding China, the US dollar value of debts in other emerging markets declined this year, reflecting the falling value of local currencies against the dollar.Mr Tiftik said financial institutions had tried to “build buffers against the Covid shock”. “A significant proportion of their new debts has been directed to clients, which has been very useful in absorbing the initial shock of the crisis,” he said.Debts in advanced economies rose by more than 50 percentage points this year to hit 432 per cent of GDP by the end of September. The US accounted for nearly half of this; its debts are set to reach $80tn this year, from $71tn at the end of 2019.
Loše stvari dolaze u paketu, za dobre stvari treba vremena.
Ono kad ti je turizam jedina privredna grana koju imas u zemlji. I onda kad dodje nepredvidljiva situacija, gotov si.
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Do Not Disturb.
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bitno je da smo zatvorili granice i da smo se spasili korone..oh wait
She is only here to annoy herself!
Odličan motiv da se napokon počne razmišljati o poljoprivredi i proizvodnji hrane. Taman može nova vlada kad ode u prvu posjetu Briselu da se informiše o pristupnim fondovima i mogućnostima finansiranja raznih projekata.
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The more things change, the more they stay the same.
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Do Not Disturb.
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Ni jedna grana ne smije da bude dominantna niđe.
Ekonomisti to zovu diversifikacija rizika, Inženjeri disperzija, a softveraši load balance
Poslato sa ultra moderne pisaće mašine Note X
............ Ż\_(ツ )_/Ż.............
Mi turizam i saobracaj ne mozemo zamijeniti u u kratkom roku. Mozemo da stvaramo uslove za diverzifijaciju ekonomije, tj da ulozimo u poljoprivredu i druge vidove proizvodnje, IT... ali to da bi krenulo treba makar 10 godina... Znaci sad da krenemo da stvaramo pretpostavke, tek za 10 godina mozemo vidjet da nam turizam cini manje od 30% bdpa.
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Naravno da ne treba jedna biti dominantna, samo.... mi trenutno nemamo ni jednu. Proizvdnja hrana nikad neće biti promašaj. Kako god da se okrene - ljudi moraju jesti.
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The more things change, the more they stay the same.
Biznis barijere su kineski zid... Da bi nesto dobio kod IRFa ili ne daj boze banaka... Prije bi dobio posao u Teslu nego sve papire zavrsio da dobijes kredit...
Ja sam se interesovao preko IRFa... Jedino da imas debelih veza... Nazalost. Ocemo li to promijeniti u naredne 4 godine... Ostaje da se vidi.
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Ne znam zašto vlada takvo mišljenje o IRF-u, tj da se samo preko veze može dobiti kredit... Ja sam preko njih digao kredit 30k, bez ikakve veze i samo kroz komunikaciju sa kreditnim savjetnikom... Sam sam radio biznis plan, i bukvalno nikom sa strane nisam jedan jedini euro dao... A znam još 2 primjera lično koji su digli kredite, bez ikakve veze (jedan 50k, drugi 10k)...
Na stranu što su užasno spori, što je procedura takva da istresu iz gaća cijelu porodicu, tj treba masu papira i para... Na stranu što čoek osijedi zbog nesposobnosti i neznanja, pa se jedna jedina informacija čeka po 10-15 dana (sad kad razmislim možda bi sve išlo masu brže da sam ponudio nekog da podmažem)... Ako imate kolateral (bez kolaterala nemojte gubiti vrijeme pokušavajući) i ok biznis plan, osim loše procedure, nećete imati problema da dobijete kredit...
#fakenews
Ili da imaš kolateral ali čemu onda dobar biznis plan jelte ili da te prepozna teren sto bi rekla gospodja.
Pa o tome svi i pricaju. Treba ti gomila zivaca, istresaju ko je ko u porodici, treba gomila novca i gooomila vremena. Nesto sto ce ti komercijalna banka odobriti u roku od 7 dana sa istim tim kolateralom, uz gore uslove.
Evo i ja znam bar 10 ljudi koji su jedva srednju skolu zavrsili, sa jako upitnom gramatikom i matematikom, pa su dobili kredite 50k i 100k, dok su meni trazili podatke o roditeljima, zeni, braci.... Dje sam ih pozdravio poslije 20 dana natege. To nije spisak pitanja za posao, vec za trazenje mjesta pritiska ukoliko ikad zatreba.
Ili je za davanje kredita jako bitna stavka obrazovanje roditelja, dje su radili i kolika im je penzija
Tako da preskoci tu pricu da je to ista drugo do sipanje para u dps kadrove koji su nesolventni da im ijedna komercijalna banka da kredit
Ko ne želi da "gubi" vrijeme i živce za kamatu od 2% ili 2.5%, uvijek može da pođe u banku i za par dana digne kredit sa kamatom od 8%-10%+...
Ja pričam svoje iskustvo, i iskustvo svojih par poznanika, od kojih niko nema nikakve veze sa DPS-om, i koji su regularno digli kredit (uz sve navedene probleme)...
Možemo ih kritikovati da zapošljavaju dps kadrove, možemo ih kritikovati da su nesposobni i spori, možemo ih kritikovati da preko veze mnogo lakše odobravaju kredite, tj odobravaju one kredite koje ja ili ti ne bi mogli dobiti bez kolaterala, ali jednostavno nije tačno da se ne može regularnim putem dići kredit u IRF-u...
#fakenews
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